2025 Open Enrollment Information

2025 Open Enrollment
     

     *** Please do not call the ERS regarding health insurance if you are a MPS, MMSD, United Water, Veolia or MATC retiree.  Contact your agency directly. ***
     The Health Benefits Open Enrollment period started on Monday, October 28, 2024 and ends on Monday November 11, 2024.   If you do not wish to change your health and prescription drug benefits plan, you do not need to do anything.

Please make note of the following:

• Premium rates will stay the same for retirees under the age of 65 years, however Medicare retiree rates are increasing 11.4%. 
• Any benefit changes you make during the open enrollment period will take effect on January 1, 2025.   You will continue to be covered under your current health plan through December 31, 2024.
• If you did not receive an Enrollment Packet or you are not currently enrolled in a City health insurance plan and wish to receive a packet or enrollment form, call the ERS Open Enrollment Hotline at (414) 286-3689.
• If you are choosing to drop your City of Milwaukee retiree coverage, both Medicare retirees and retirees without Medicare, you must notify the ERS in writing at least 30 days in advance.  Please note that you must maintain health insurance coverage if you ever plan to return to the City of Milwaukee’s retiree coverage. At that time, you will be required to provide proof of creditable coverage during the period that you were not covered by the City’s plan.
• The ERS does not send automatic confirmations upon receipt of open enrollment forms. If you would like to receive confirmation of receipt, please enclose a self-addressed stamped envelope for this purpose when submitting your form.  We also recommend that you keep a copy of your open enrollment form for your records prior to mailing it to the ERS.

Open Enrollment Fairs

The City will be holding three (3) Open Enrollment Fairs that are open to all City employees and retirees.  The current schedule for the fairs is as follows:

Open Enrollment Virtual Sessions

In addition to the in-person open enrollment fairs held by the City, the ERS will hold two virtual fairs on:

• Thursday, October 31, 2024, 2 p.m. to 3:30 p.m.
• Wednesday, November 6, 2024, 10 a.m. to 11:30 a.m.

These virtual fairs will be conducted using WebEx (similar to Zoom), and you can use your computer or smart device (phone, iPad, etc.) to join. If you want to join via your smart device, you should get the WebEx Meet app from the App Store of your smart device (Android or Apple) prior to joining the meeting. For more information, please visit the Open Enrollment page of ERS’s website.